Many mom's are leaving the fulltime workforce to work part time. They are not ready to deny their careers totally, but desire more time to manage thier families. Since employers are not as flexible as working mom's need they are cutting hours to meet the needs of family.
Deciding to go part time is a major family decision not to made in haste. Finances will have to be tweaked for it to benefit the family positively. You may have to ease into it. Part time work is not as easy to come by so it may take some time finding something suitable.
One benefit to working full time is that your employer typically offers wonderful benefits for you. By opting for part time you will lose these benefits. Some are easier to replace then other. One very important one that should not be ignored is your health insurance.
Option 1 - If you have a pre existing condition the most reasonable option is employer health insurance. So if your spouses employer offers this you will want to find out more. It is usually expensive , but in cases like these it is the best choice. Individual health insurance can exclude these pre existing conditions.
Option 2 - Individual healthinsurance is a good option as well. Most carriers have tons of plan options. Depending on yur budget you could have better benefits than you had before. Shopping around is the best way to find these plans and rates.
Option 3 - If you are only worried about the big stuff and you do not need all the bells and whistles you could opt for a low cost catastrophic plan. They are easy to find and will save you from a financial crisis, if something major comes along.
Option 4 - If you are finding it hard to sort through and make a decision you can purchase short term healthinsurance. This kind of plan will cover you from 1-12 months at a time allowing you more time and no lapse of coverage.
Many mom's are finding a way to make it happen. They believe it is positive to the family. And with some planning and knowledge it is a great possibilty to consider.
Deciding to go part time is a major family decision not to made in haste. Finances will have to be tweaked for it to benefit the family positively. You may have to ease into it. Part time work is not as easy to come by so it may take some time finding something suitable.
One benefit to working full time is that your employer typically offers wonderful benefits for you. By opting for part time you will lose these benefits. Some are easier to replace then other. One very important one that should not be ignored is your health insurance.
Option 1 - If you have a pre existing condition the most reasonable option is employer health insurance. So if your spouses employer offers this you will want to find out more. It is usually expensive , but in cases like these it is the best choice. Individual health insurance can exclude these pre existing conditions.
Option 2 - Individual healthinsurance is a good option as well. Most carriers have tons of plan options. Depending on yur budget you could have better benefits than you had before. Shopping around is the best way to find these plans and rates.
Option 3 - If you are only worried about the big stuff and you do not need all the bells and whistles you could opt for a low cost catastrophic plan. They are easy to find and will save you from a financial crisis, if something major comes along.
Option 4 - If you are finding it hard to sort through and make a decision you can purchase short term healthinsurance. This kind of plan will cover you from 1-12 months at a time allowing you more time and no lapse of coverage.
Many mom's are finding a way to make it happen. They believe it is positive to the family. And with some planning and knowledge it is a great possibilty to consider.
About the Author:
If you are a thinking about a temporary insurance plans then contact broker Jeff Cline. Jeff is ready to assist you in anyway possible. He can also assist you secure individual health insurance. Contact him today at 866-526-9669. He can be reached 24 hours a day, 7 days a week.
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